None of us know what our futures hold for us. We all carry hopes and aspirations for ourselves and our loved ones, but nothing is ever promised. Purchasing a life insurance policy can offer you peace of mind as you and your family grow through the years. An insurance policy can secure your family’s future...

What is a Pre-Existing Health Condition?  A pre-existing health condition is a medical issue you get diagnosed with or start treatment for before applying for life insurance. Examples of some pre-existing health conditions include diabetes, cancer, asthma, epilepsy, gastroesophageal reflux disease, heart disease, and HIV/AIDS. Additional examples involve obesity, high cholesterol, high blood pressure, depression,...

Life insurance is protection and assurance for the most difficult time of anyone’s life – the loss of a loved one. It is the insurance policy you hope never has to be used but can be the most valuable thing you leave your family. The agents at Hometown Life Insurance can help you find the...

You may know that Life Insurance can pay for your final expenses, protect loved ones from inheriting debt, and offer a source of emergency funds. But, did you know that Life Insurance can be a significant asset to your business? Here are some corporate insurance strategies for business owners that often includes life insurance coverage,...

St. Catharines is well known for its lush green parks and walking trails, making it an excellent place for families and retirees to call home. The residents of St. Catharines enjoy many of the simple things in life, such as getting out and exploring nature with their friends and family. Living in such a peaceful...

You have planned carefully for your family’s financial future and purchased life insurance to take care of them after you pass. This planning is critical for your peace of mind and the security of your loved ones. But you may be wondering how taxes will affect the proceeds from your life insurance benefit. Will your...

Located in scenic Hamilton, Ontario, the Canadian Warplane Heritage Museum is a must-see for children and adults alike. History buffs and aviation fans should note that the museum houses one of only two airworthy Lancaster bombers remaining anywhere in the world, right in our backyard! Hamilton residents are lucky to have this unmatched collection of...

Many people are reluctant to talk to their loved ones about their life insurance, wills, retirement plans, and other end-of-life planning. This is understandable; thinking and talking about our deaths, especially with our family members, can be difficult, stressful, and sad. As emotional as these conversations can be, it is better than the alternative –...

Life insurance brings important peace of mind and financial security to you and your family. It is a critical part of every Canadian’s retirement and financial plan, whether you purchase life insurance through your employer’s group policy, or with your partner or spouse. Finding affordable life insurance when you are on a budget can be...

  If you are a current business owner or are planning to start up your own business, insurance should be one of the main topics on your mind. Business insurance coverage is designed to protect business owners and independent professionals. It offers coverage against general everyday risks like employee mistakes, damages to inventory or the...